For private monthly planning

Give every dollar a calmer job to do.

Keep the month organized, the categories honest, and your attention on real life instead of one more finance feed.

See the Product See Pricing
Free core budgeting that stands on its own One-time Pro unlock for deeper planning Private iCloud sync without an account system

Mac app. No bank sync, no analytics, no subscription pressure.

Budget Assign money by category, log transactions, and keep the month clear.
Review See overspending, upcoming bills, and the next move without dashboard sprawl.
Trust Your budget stays in your private iCloud container instead of a fintech backend.
Assign

What each dollar is for

See category groups, targets, carryover, and ready-to-assign money without digging through hidden automation.

Review

What needs attention next

Overspending, upcoming bills, and monthly drift stay visible enough to act on without turning budgeting into a hobby.

Trust

Private by default

Your budget lives in your private iCloud container. No account system, no analytics, and no bank credentials shared around.

Why it exists

You should not need a fintech relationship just to keep a budget.

If you already know your money works better when it has jobs, limits, and a little breathing room, you probably do not need another app trying to become your bank. You need a calm place to keep the month straight and make a few decisions well.

The free version is not a demo. Assign money to categories, log spending, reconcile accounts, review reports, and keep your history portable. It is meant to stay useful on its own instead of pushing you toward a subscription wall.

When you want the deeper layer, Tiller Pro adds richer planning help, stronger goal workflows, and a cleaner read on what the month needs next. The point is ownership, not rent.

01 / Budgeting

See the month in one place

Tiller keeps the monthly plan front and center: categories, assigned amounts, activity, available balances, and the handful of numbers that tell you whether the month still fits.

  • Category-based budgeting with monthly rollover, targets, and groups
  • Transaction logging, scheduled entries, transfers, and reconciliation
  • Import and export support so your data stays portable
02 / Clarity

Planning when you actually need it

The useful questions are small and concrete: what got overspent, what bill is next, which category needs a top-up, and whether the month is still honest.

  • Monthly summaries with a fast read on category drift and available cash
  • Reports for categories, payees, totals, income, and age of money
  • Goal guidance that stays understandable instead of becoming its own dashboard
03 / Ownership

Your budget stays yours

Tiller is designed around private storage, local-first behavior, and software that does not need your financial credentials just to justify its business model.

  • Private iCloud sync without a separate Tiller account to manage
  • No tracking pipeline, ad-tech stack, or attention loop in the background
  • Works naturally with Helm when you want spending and investing in the same overall picture

Mac Native

It feels at home on the Mac you already use.

Tiller is written in Swift and built as a real Mac app, with keyboard shortcuts, native window behavior, and the kind of density that makes budgeting feel calm instead of cramped.

Tiller for macOS Cmd+1 to 5
Budget Accounts Transactions Reports Settings
Ready to assign

$1,480

Priority categories
  • Groceries$80 needed
  • Car maintenanceOn target
  • RentFunded

The fit shows up in the small things: column density that makes sense on desktop, keyboard shortcuts, proper sheets and settings, and navigation that feels like Mac software instead of a stretched phone app.

  • Real macOS information density for category rows, reports, and account review
  • SwiftData and iCloud-backed storage instead of a mandatory web backend
  • A clean companion story with Helm when you want your monthly plan and long-term portfolio to inform each other

Privacy

Your budget is your business.

The privacy story is simple: your budget data stays with you. Tiller does not need a fintech backend, a telemetry pipeline, or a copy of your bank credentials to be useful.

01

No backend account

Your budget lives in your private iCloud container. There is no Tiller account to create and no company database holding your monthly life.

02

No analytics

No tracking pixels, no product telemetry maze, and no growth loop trying to turn budgeting into an engagement metric.

03

No bank sync

Manual import and entry by design. Your credentials stay with your bank instead of passing through a chain of aggregators.

04

Portable history

Your financial history should remain yours. Tiller keeps import and export in the product so you are never trapped by the software.

Approach

Tiller is a small, opinionated product for people who want a budget, not a fintech relationship.

It is built around a narrow use case on purpose: people who want manual control, clear monthly planning, portable records, and software that respects how personal money actually feels. It sits naturally alongside Helm, but it earns its place as its own product first.

Small product Built and maintained by a solo developer as the day-to-day side of a private finance toolkit with Helm.
01

Keep the month clear

Categories, activity, and available balances should be easy to scan without burying the budget under automation theater.

02

Keep the data close

No bank aggregation, no analytics stack, and no company backend quietly turning private behavior into product input.

03

Charge for real utility

The free version should be useful on its own. Paid features should earn their place by saving time and improving judgment.

With Helm

Tiller handles the month so Helm can handle the horizon.

Tiller is the day-to-day side of the picture: spending, categories, bills, and the practical decisions that keep cash organized. Helm is the slower layer: holdings, allocation, contributions, and long-term planning. They are more useful together because each one stays focused.

Two focused apps Private, Apple-native tools for day-to-day clarity and long-term direction.
01

Tiller keeps cash flow honest

See what the month needs, where the money went, and what should happen next without burying it all in financial theater.

02

Helm keeps the portfolio clear

Track what you own, where new money should go, and whether the long-term plan is still on course.

03

The bigger picture gets calmer

Budgeting and investing can inform each other without being forced into one giant finance app that tries to do too much.

Pricing

Free to start. Pay once when the deeper layer earns it.

Use the free budget as long as you like. Add Pro only if the extra planning workflows, guidance, and long-horizon clarity are worth it to you.

Free Everything you need to budget
$0 Forever

For people who want a clear monthly budget without a subscription gate. Useful on its own, not just until you hit a paywall.

  • Monthly budgets, categories, transactions, and reports
  • Import and export support with private iCloud sync
  • Account review, reconciliation, and a clean record of the month
Tiller Pro Buy once for the long haul
One-time
One-time No subscription timer

Unlock the richer planning layer: stronger goal workflows, better month review, and clearer guidance on what needs attention next.

  • Deeper goal planning and clearer category guidance
  • Smarter monthly review tools and stronger decision support
  • Long-term ownership without recurring billing pressure
Free should stay useful Paid features should feel like leverage, not access control Built to sit naturally alongside Helm when you want the bigger picture

Start with a calmer view of the month.

Tiller is meant to help you make a few decisions clearly, keep the record straight, and move on with your life.

See plans Meet Helm